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April 2018

Found 4 blog entries for April 2018.

 

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Homes in Seattle sold in an average of 47 days in 2017. That's the fastest it's ever been, according to a new analysis by Zillow.

It means something recent house hunters already have learned -- be ready to move fast when you find the home you want.

"As demand has outpaced supply in the housing market over the past three years, buying a home has become an exercise in speed and agility," said Zillow Senior Economist Aaron Terrazas.

The 47 day average in made Seattle the third-fastest market for selling homes in 2017. Only San Jose, Calif. (41 days) and San Francisco (43 days) were faster.

Zillow said May and June were the fastest-selling months in 2017. Homes stayed on the market for 42 days. That includes closing.

It's just going to

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With the passing of the Tax Cut and Jobs Act, a lot is about to change financially for citizens in the United States. One of the ways is how it will reflect financially for homeowners. Although this tax cut is for 2018 (meaning citizens won’t see changes until February of 2019), there will still be a dramatic change for U.S. homeownership. For a summary of things you need to know follow this link:  2018 Mortgage Interest Deductions

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If you're planning to buy a home this year, you've hopefully saved up more than you think you'll need for a down payment. But stockpiling money isn't the only thing that should be on your financial checklist before becoming a homeowner.

First and foremost, you should check in on your credit score, says Suze Orman, financial expert and former CNBC host. That's because, the higher your credit score, the better rate you'll be able to get on a mortgage. And that matters because even a fraction of a percent can dramatically alter the total you'll pay over time.

"Your goal should be to get the best possible loan," Orman writes in a recent blog post. "The better your financial profile is, the lower the interest rate you will be offered. Even a

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Thinking about buying your first home? Before you can unlock the door to homeownership, you have to take some important first steps including:

Getting approved for a mortgage.
Choosing the right real estate agent.
Finding the right home that fits your budget.
Here are five common mistakes first-time homebuyers should avoid.

1. More to it than mortgage payments

Many first-time homebuyers decide to buy when they feel ready for a mortgage. But just because they can afford the mortgage payments doesn’t mean they can afford to own a home, says New York attorney Rafael Castellanos, president of Expert Title Insurance.

“They have an idea of what their mortgage payment is going to be, but they don’t realize there’s much more to it,” he says.

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